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    Florida State Licenses and Regulator Costs

    Need a license?(312) 588-6800 State Mortgage Licensing Experts
      Florida Mortgage Broker License (Company)
    • NMLS Cost: $525
    • Additional Costs: $15 per credit report, $36.25 per criminal background check
    • Qualifying Individual: a "Principal Loan Originator" that is licensed in Florida with at least one (1) year of active mortgage experience os required (an LO license for at least one (1) year is satisfactory evidence)
    • Additional Fingerprinting: control persons, owners, and executive officers must complete Florida live scan fingerprints outside of NMLS. Costs vary (contact us and we can guide you).
      Florida Mortgage Lender License (Company)
    • NMLS Cost: $600
    • Additional Costs: $15 per credit report, $36.25 per criminal background check
    • Qualifying Individual: a "Principal Loan Originator" that is licensed in Florida
    • Minimum Net Worth: $63,000 verified by an audited financial statement
    • Additional Fingerprinting: control persons, owners, and executive officers must complete Florida live scan fingerprints outside of NMLS. Costs vary (contact us and we can guide you).
      Mortgage Lender Servicer License (Company)
    • Required to service loans
    • NMLS Cost: $600
    • Additional Costs: $15 per credit report, $36.25 per criminal background check
    • Qualifying Individual: a "Principal Loan Originator" that is licensed in Florida
    • Minimum Net Worth: $250,000 verified by an audited financial statement
    • Additional Fingerprinting: control persons, owners, and executive officers must complete Florida live scan fingerprints outside of NMLS. Costs vary (contact us and we can guide you)
      Morgage Broker Branch License (Branch)
    • NMLS Cost: $245
    • Branch manager: must be Florida licensed LO
    • Florida allows home office locations to be licensed
      Morgage Lender Branch License (Branch)
    • NMLS Cost: $245
    • Branch manager: must be Florida licensed LO
    • Florida allows home office locations to be licensed
      Morgage Lender Servicer Branch License (Branch)
    • NMLS Cost: $245
    • Branch manager: must be Florida licensed LO
      Mortgage Loan Originator (individual)
    • NMLS Cost: $225
    • Additional Costs: $15.00 per credit report, $36.25 per criminal background check
    • Additional fingerprinting: Florida requires fingerprints from a state-authorized live scan provider. Costs vary (contact us for details) but are approximately $26.
    • Education: FL requires two (2) hours of FL-specific pre-licensure education; all applicants must demonstrate that they have a high school degree and must be at least 18 years old
    • Loan processors: loan processors that process loans for more than one company must obtain this license